Payday Loans

OUR MISSION “Through service excellence and convenience, we are the leaders in providing immediate access to cash and financial services” We are a financial services company that began with the belief of putting people first. From the moment we first opened our doors, to the company we are today – we have always stood by our goal to set the highest standards for customer service, convenience and quality financial products and services. More than 30 years later, this is still the mission that guides us. OUR HISTORY MONEY MART® began as an entrepreneurial venture in 1982 in Edmonton, Alberta. At the time, the company’s founders had recognized a growing trend towards convenience and service in the financial services industry. To fully accommodate this trend, branches were opened outside of regular business hours and situated in easily accessible locations. As time passed, we earned the trust of our customers by consistently exceeding their expectations – a commitment that continues to this day. Growth for MONEY MART has been continuous. By 1994, we had over 100 franchised and corporate branches. By 2000, MONEY MART exceeded the 200-outlet mark. Today, we have over 500 branches across Canada. MONEY MART’s parent company, Dollar Financial Group, Inc., purchased the Canadian company from its founders in 1996. Dollar Financial Group owns and operates the largest international network of retail financial services stores, with over 1,335 locations in Canada, the United States and the United Kingdom. Back to Top MONEY MART TODAY MONEY MART employs more than 2,000 Canadians and has more than 500 branches from coast to coast. Our head office is located in Victoria, British Columbia, and is responsible for all North American operations. Back to Top OUR CUSTOMERS The typical MONEY MART customer accurately represents the average, working Canadian. Statistically, the average customer is 32 years of age and employed with an annual income at the national average – 82% of all customers are under the age of 45. The vast majority of MONEY MART customers have a bank account, but prefer to use MONEY MART for our service attributes. Surveys indicate the top three reasons people use MONEY MART are: Fast service Convenient locations Extended operation hours Back to Top CONVENIENT FINANCIAL SOLUTIONS Since opening our doors in 1982 we’ve come a long way from a specialized cheque cashing company to a full service shop of convenient financial solutions. Through frequent research and development we’re continuously adding to our menu of products and services and are constantly improving our systems, policies and procedures to maximize customer satisfaction, maintain industry leadership and take care of our employees. Cheque Cashing We cash all kinds of cheques** including US and small business cheques. With no "holds" placed on cheques, customers receive cash for their cheque instantly. With fees as low as 3.00% plus $2.99 item fee, our cheque cashing service provides an affordable, convenient option for customers looking to avoid cheque holds and access cash outside of traditional business hours. Payday Loans From unexpected expenses, to bridging a ‘cash crunch’ between paydays, our unsecured, short term loans offer an immediate cash solution. By using MONEY MART, customers benefit from low, low, rates and a hassle-free application process to receive 30-50% of their net pay in cash. As a founding member of the Canadian Payday Loan Association, we protect customers from revolving debt with our best business practices. Western Union Money Transfer® Through the Western Union® network, customers may quickly and securely transfer funds to more than 225,000 agent locations in over 190 countries worldwide. Customers may also purchase Money Orders. easytax™ During tax time customers can take advantage of our professional tax experts and let them do the paperwork. We guarantee the maximum return possible† and even offer same day cash refunds.†† Currency Exchange MONEY MART is one of the largest foreign currency exchange dealers in Canada, with competitive rates on all major currencies. Bill Payments Our customers can make electronic bill payments to more than 2,400 companies. Titanium Plus Prepaid Visa®: Want the freedom of a credit card without the credit? We can help with Titanium Plus! With a Titanium Plus Prepaid Visa® you’ll enjoy all the choices and convenience you’d get with a credit card without the interest charges and the hassles of credit. Discover the ease of making purchases online and over the phone, and relax knowing that your card is prepaid! Plus, sign for all your purchases and use your card wherever Visa is accepted all over the world. Instant Approval No credit check, no bank account required Reload at any MONEY MART location Direct Load Available Shop online Text and email transaction/balance alerts And much, much more! Back to Top *Based on a comparison of competitor payday loans of $200 or greater. **Ask a CSR for details. Some conditions apply. † Must meet published criteria. Ask a CSR for details. †† Easytax service is only available on refunds of $100 or greater. Same day service applies to fully completed applications with required receipts submitted by 6pm from February 1 – April 30. Some conditions apply. See branch for details. easytax is a trademark of the National Money Mart Company. ©2005 All rights reserved.

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